Alipay | Prohibited Products

The following list applies in the current version. It is updated from time to time and changes are communicated to the contracting companies. (87)

 

1.     Information endangering national security, including promoting terrorist and extremist organizations, subversion of state power, and disseminating state secrets

2.     Discriminatory or degrading information related to race, gender, religion, region, etc.

3.     Pornographic and/or vulgar audio visual products, pictures, channels, and publications

4.     Pornographic and/or vulgar erotic services (including but not limited to sex chatting and prostitution)

5.     Oral or external aphrodisiac products that can cause others to temporarily lose resistance and/or consciousness

6.     Gambling

7.     Lottery

8.     Gambling devices and accessories

9.     Narcotics and related accessories and paraphernalia

10.   Anaesthetic and psychotropic drugs

11.   Weapons of all types (including but not limited to knives, firearms, firearm parts and accessories, replica weapons, ammunition and explosives)

12.   Military, defence or police equipment

13.   Poisonous or hazardous chemicals

14.   Explosives and explosive devices

15.   Flammable and explosive chemicals

16.   Radioactive materials

17.   Asbestos and products containing asbestos

18.   Ozone depleting materials

19.   Highly toxic pesticides

20.   Fireworks and firecrackers

21.   Medical toxic drugs, radiopharmaceuticals and special pharmaceutical products

22.   Aphrodisiacs, diet pills and health products containing prohibited ingredients

23.   Fetal gender determination products or services

24.   Surrogacy services

25.   Online sale of prescription medicines

26.   Online sale of medical services, including vaccination, medical consulting, hypnotherapy, plastic surgery, nutriology, massage

27.   COVID-19 test kits

28.   Online sale of tobacco including cigarettes

29.   Online sale of electronic cigarettes, electronic cigarette liquids

30.   Online sale of tobacco-making material and machineries

31.   Human organs, body parts and remains

32.   Protected species

33.   Seeds

34.   Archaeological and cultural heritage relics

35.   Trading in tax invoices issued within the PRC

36.   Counterfeit currency

37.   Trading or distribution of currency (both RMB and foreign currencies including crypto-currencies)

38.   Antiques and artwork

39.   Banking products and services (including all types of loans)

40.   Insurance products and platforms

41.   Stocks and securities

42.   Mutual Funds

43.   Pawn services

44.   Illegal sale of financial information (e.g. bank accounts, bank cards)

45.   Sale of payment acceptance terminals

46.   Trading or sale of virtual currencies (e.g. Bitcoin, Litecoin)

47.   Cashback from Alipay account

48.   Illegal or unregistered fund-raising activities

49.   Pyramid schemes and multi-level marketing

50.   Rebate or cashback services

51.   Foreign exchange services

52.   Gold investment

53.   Peer to peer (P2P) lending services

54.   Crowd funding

55.   Multi-purpose stored value cards

56.   Other financial products and intermediary services (e.g. guarantee and trust services)

57.   Software or products related to trading of financial products and investment information

58.   Espionage equipment and accessories

59.   Services or products that infringe personal privacy (e.g. online activity monitoring)

60.   Malwares, hacking services or accessories

61.   Illegal tools (e.g. lock picking tools and accessories)

62.   Descramblers and other items that can be used to gain unauthorized access to television programming (such as satellite and cable TV)

63.   VPN service

64.   Mass distribution equipment, software and services

65.   Illegal publication of certificates or carving of stamps

66.   Services to facilitate plagiarism and examination fraud

67.   Personal privacy information and corporate internal data

68.   Debt collection services

69.   Goods or services used to improperly obtain traffic or popularity

70.   Real estate (including intermediaries)

71.   Crude oil

72.   Sale of animals, plants or products with contagious and hazardous diseases

73.   Sale of animals, plants or products originating from areas declared with an epidemic outbreak of contagious diseases

74.   Smuggled goods

75.   Counterfeit or replica products

76.   Lucky draws

77.   Cross-border marriage agency

78.   Sale, resale or distribution of event tickets without license (e.g. Olympic Games or World Expo tickets)

79.   All religious websites, publications or accessories

80.   Online cemeteries and ancestry worshipping

81.   Immigration services (including agents and intermediaries)

82.   Auction sites and services

83.   Superstition services (e.g. Feng Shui, fortune-telling or tarot divination services)

84.   Sale of brand new or second hand cars, ships and aircrafts (excluding accessories)

85.   Webcast and live streaming services (being activities that release real-time information to the public in the form of video, audio, graphics and words via internet (excluding sale of goods via webcasting on e-commerce platforms))

86.   Charitable donations, free gifts and aid funds (excluding transactions with consideration)

87.   Other goods or services that violate relevant PRC laws and regulations or adversely affect the reputation of the Ant Group

 

 

WeChat Pay | Forbidden Categories

The following list applies in the current version. It is updated from time to time and changes are communicated to the contracting companies. (86)

 

1.     Payday loans

2.     Stock and securities

3.     Mutual Funds

4.     Insurance products and services

5.     Financial products and services, including trusts or asset management services, or products and services associated with the sale of traveler’s checks, money orders or foreign currency

6.     Foreign exchange services or check cashing businesses

7.     Peer to peer (P2P) lending services

8.     Payment by instalments service

9.     Transactions that are associated with purchases of annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card

10.   Trading or distribution of currency (including USD and other foreign currencies)

11.   Pornographic and/or erotic products, pictures, channels, and publications

12.   Pornographic and/or erotic services (including but not limited to sex chatting，escort services, and prostitution)

13.   Gambling devices and accessories

14.   Gambling or betting, including but not limited to lottery tickets, casino gaming chips, off-track betting, memberships on gambling-related internet sites and wagers at races

15.   Illegally sold drugs, alcohol, or drug paraphernalia or other products that present a risk to consumer safety

16.   Products or services that are marketed or advertised using deceptive or unfair sales practices

17.   Ammunition, firearms, or certain firearm parts or accessories, including but not limited to military or police equipment

18.   Consumer Credit Reporting Agencies

19.   Sales of personal information (e.g. identity card information)

20.   Services or products that infringe on personal privacy (e.g. online activity monitoring)

21.   Sales of valid or synthetic government IDs and documents

22.   Credit forgery or identity theft services

23.   Illegal sale of financial information (e.g. bank accounts, bank cards)

24.   Rare wildlife (living things), Rare wildlife products (specimens, etc.)

25.   Smuggled goods

26.   Human organs

27.   Virtual Currencies

28.   Online sale of tobacco products

29.   Trading or sale of digital or crypto- currencies (e.g. Bitcoin, Litecoin)

30.   Certain weapons or knives regulated under Applicable Law

31.   Poisonous or hazardous chemicals

32.   Counterfeit goods or currency

33.   Counterfeit or replica food products

34.   Resale of prepaid cards or gift card/certificates

35.   Antiques and arts, Antique reproduction shops

36.   Precious metals and rare earth minerals

37.   Crude oil, Petroleum and Petroleum Products

38.   Sale of brand new or second hand ships and aircrafts (Excluding accessories)

39.   Pawn Shops and Salvage Yards

40.   Software or products related to trading of financial products and information

41.   Virtual Private Network, Virtual Private Server

42.   Cash disbursement services from credit funding sources (e.g. credit card cash out)

43.   Rebate or cashback services

44.   Products or services that process pop-ups or contain, promote, reference or link to any spyware, malware, virus, back-door, drop dead device or other program installation

45.   Real estate service

46.   Auction sites and services

47.   Pawn services

48.   Debt collection services

49.   Surrogacy services

50.   Hacking services

51.   Safe deposit services

52.   Legal services and attorneys

53.   Accounting, auditing and bookkeeping services

54.   Consulting services (excluding medical and health consultation，Psychological consultation)

55.   Immigration Service

56.   Charitable and social service organizations

57.   Crowd funding

58.   Illegal or unregistered fund-raising activities

59.   Court Costs

60.   Deposit and Bail Payments (exluding deposit for shared charger, shared umbrellas, Cybercafe, hotels and rental deposit)

61.   Civic, social and fraternal associations

62.   Political Organizations endangering national security, including promoting terrorist and extremist organizations, subversion of state power, and disseminating state secrets

63.   All religious websites, publications or accessories (excluding temple souvenirs, tickets)

64.   Items that support pyramid or Ponzi scheme, matrix programs or other “get rich quick” schemes or certain multi-level marketing programs

65.   Dating and Chat

66.   Live e-commerce with reward function

67.   Superstition services (e.g. Feng Shui, fortune-telling or tarot divination services)

68.   Game account rental platform

69.   Cemetery sale

70.   NFT (Non-Fungible Token)

71.   Sale of raw materials and equipment for drug production, manufacturing and trafficking of drugs, etc.

72.   Fraudulant activities such as click farming, talent agent fraud,false pretenses, etc.

73.   Cloud server service

74.   Sale of domain name

75.   Academic fraud, essay ghostwriting, proxy test taking

76.   Cheating programs or software that modify game data for the benefit of players

77.   Investment and Financial management

78.   Course training that induces users to make investments

79.   Financial data services

80.   Banking or payment products and services (including all types of loans)

81.   Business Registration Service

82.   Advertising, trademark design, etc.

83.   Online sale of medicines

84.   Sale of wine futures

85.   Membership fees payable to political parties, association, charitable organization and other organizations out of the approved scope

86.   Other goods or services that violate relevant PRC laws and regulations or adversely affect the reputation of Weixin Pay